the right financing

for your perfect home

Notice to applicants

Legacy Banks offers free Pre-qualifications for all potential borrowers, and waives the application fee for First-Time Homebuyers.

If you are applying for a Home Equity Line of Credit, there is no application fee. No credit card information is required for any of these Legacy Banks loan programs.

Become a Smart Banking customer prior to closing, and your application fee will be refunded to you at closing.

Thank you for choosing Legacy Banks.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks!

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Let us keep track of rates for you!

With our Rate Watch service, we can e-mail you our rates on a regular basis, or let you know when rates reach your desired target.